The Filings Report

Wintrust Financial Corp

WTFCNasdaqCIK 1015328Financial / Banksfiscal year ends December70 quarters since 2009

Revenue, Q3 FY2026
—
no year-earlier figure
Net income
$239M
+10.5% on Q3 FY2025
Free cash flow
—
no year-earlier figure
Diluted EPS
$3.37
+21.2% on Q3 FY2025
Revenue, TTM
—
trailing four quarters
Net margin, TTM
—
net income $923M
Free cash flow, TTM
—
Cash and equivalents
—
long-term debt —, Sep 30, 2026
Shares, 12-month change
+0.8%
67M shares, Sep 30, 2026
Buybacks, TTM
—
no yield
Dividends, TTM
$178M
1.8% of market value
Market value
$10.2B
at the close, buybacks

Latest quarter Q3 FY2026, filed November 4, 2026. Trailing figures sum the latest four quarters. Market values at the latest close, from a market data vendor.

In Q3 FY2026, the quarter ended September 30, 2026, Wintrust Financial Corp reported no revenue line, and net income of $239M (+10.5%). Diluted earnings per share were $3.37.

Share price

Daily candlesticks from November 11, 2024 to November 6, 2026, with each earnings release marked; a release after the close marks the day it came out, so its reaction is the next candle. See this earnings season for every company’s reaction.

WTFC daily priceSplit-adjusted, US dollars; an earnings release
Nov 6, 2026O $150.77 · H $152.80 · L $150.47 · C $151.27 · −0.30% on the dayOver the range: +17.56%, Nov 7, 2025 to Nov 6, 2026
$119$132$145$157$170Nov 25Jan 26Apr 26Jun 26Aug 26Nov 26

The last 16 quarters

Q4 FY2022 to Q3 FY2026, through the filing of November 4, 2026.

Revenue and net incomeRevenueNet income
$0$100M$200M$300MQ4'22, Net income: $145MQ4'22Q1'23, Net income: $180MQ1'23Q2'23, Net income: $155MQ2'23Q3'23, Net income: $164MQ3'23Q4'23, Net income: $123MQ4'23Q1'24, Net income: $187MQ1'24Q2'24, Net income: $152MQ2'24Q3'24, Net income: $170MQ3'24Q4'24, Net income: $185MQ4'24Q1'25, Net income: $189MQ1'25Q2'25, Net income: $196MQ2'25Q3'25, Net income: $216MQ3'25Q4'25, Net income: $223MQ4'25Q1'26, Net income: $227MQ1'26Q2'26, Net income: $234MQ2'26Q3'26, Net income: $239MQ3'26$0$100M$200M$300MQ4'22, Net income: $145MQ4'22Q1'23, Net income: $180MQ1'23Q2'23, Net income: $155MQ2'23Q3'23, Net income: $164MQ3'23Q4'23, Net income: $123MQ4'23Q1'24, Net income: $187MQ1'24Q2'24, Net income: $152MQ2'24Q3'24, Net income: $170MQ3'24Q4'24, Net income: $185MQ4'24Q1'25, Net income: $189MQ1'25Q2'25, Net income: $196MQ2'25Q3'25, Net income: $216MQ3'25Q4'25, Net income: $223MQ4'25Q1'26, Net income: $227MQ1'26Q2'26, Net income: $234MQ2'26Q3'26, Net income: $239MQ3'26$0$100M$200M$300MQ4'22, Net income: $145MQ1'23, Net income: $180MQ1'23Q2'23, Net income: $155MQ3'23, Net income: $164MQ3'23Q4'23, Net income: $123MQ1'24, Net income: $187MQ1'24Q2'24, Net income: $152MQ3'24, Net income: $170MQ3'24Q4'24, Net income: $185MQ1'25, Net income: $189MQ1'25Q2'25, Net income: $196MQ3'25, Net income: $216MQ3'25Q4'25, Net income: $223MQ1'26, Net income: $227MQ1'26Q2'26, Net income: $234MQ3'26, Net income: $239MQ3'26

Net income losses drawn in red.

Free cash flow
−$200M$0$200M$400M$600MQ4'22, Free cash flow: $304MQ4'22Q1'23, Free cash flow: $59MQ1'23Q2'23, Free cash flow: $340MQ2'23Q3'23, Free cash flow: $68MQ3'23Q4'23, Free cash flow: $231MQ4'23Q1'24, Free cash flow: $61MQ1'24Q2'24, Free cash flow: $182MQ2'24Q3'24, Free cash flow: −$78MQ3'24Q4'24, Free cash flow: $471MQ4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26−$200M$0$200M$400M$600MQ4'22, Free cash flow: $304MQ4'22Q1'23, Free cash flow: $59MQ1'23Q2'23, Free cash flow: $340MQ2'23Q3'23, Free cash flow: $68MQ3'23Q4'23, Free cash flow: $231MQ4'23Q1'24, Free cash flow: $61MQ1'24Q2'24, Free cash flow: $182MQ2'24Q3'24, Free cash flow: −$78MQ3'24Q4'24, Free cash flow: $471MQ4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26−$200M$0$200M$400M$600MQ4'22, Free cash flow: $304MQ1'23, Free cash flow: $59MQ1'23Q2'23, Free cash flow: $340MQ3'23, Free cash flow: $68MQ3'23Q4'23, Free cash flow: $231MQ1'24, Free cash flow: $61MQ1'24Q2'24, Free cash flow: $182MQ3'24, Free cash flow: −$78MQ3'24Q4'24, Free cash flow: $471MQ1'25Q3'25Q1'26Q3'26

Operating cash flow less capital expenditures; negative quarters in red.

Income statement

Last eight quarters, newest first, through Q3 FY2026 filed November 4, 2026.

Wintrust Financial Corp income statement, quarterly
Millions of dollarsQ3 FY2026ended Sep 30, 2026filed Nov 4, 2026Q2 FY2026ended Jun 30, 2026filed Aug 5, 2026Q1 FY2026ended Mar 31, 2026filed May 6, 2026Q4 FY2025ended Dec 31, 2025filed Feb 26, 2026Q3 FY2025ended Sep 30, 2025filed Nov 6, 2025Q2 FY2025ended Jun 30, 2025filed Aug 6, 2025Q1 FY2025ended Mar 31, 2025filed May 5, 2025Q4 FY2024ended Dec 31, 2024filed Feb 28, 2025YoYQ3 FY2026vs Q3 FY2025
Revenue—————————
Cost of revenue—————————
Gross profit—————————
Research and development—————————
Selling, general and administrative—————————
Operating income—————————
Other income (expense)—————————
Pretax income326318301302296267253253+10.2%
Income tax8784747980726468+9.4%
Net income239234227223216196189185+10.5%
Diluted EPS ($)3.373.303.22—2.782.782.69—+21.2%
Diluted shares (millions)686868—686868——

Fourth quarters are the fiscal year less the first nine months when the filer reports no discrete fourth quarter, and are marked. Diluted EPS is never derived, so a derived quarter shows none. Italic figures are derived.

Balance sheet

Last eight quarters, newest first, through Q3 FY2026 filed November 4, 2026.

Wintrust Financial Corp balance sheet, quarterly
Millions of dollarsQ3 FY2026ended Sep 30, 2026filed Nov 4, 2026Q2 FY2026ended Jun 30, 2026filed Aug 5, 2026Q1 FY2026ended Mar 31, 2026filed May 6, 2026Q4 FY2025ended Dec 31, 2025filed Feb 26, 2026Q3 FY2025ended Sep 30, 2025filed Nov 6, 2025Q2 FY2025ended Jun 30, 2025filed Aug 6, 2025Q1 FY2025ended Mar 31, 2025filed May 5, 2025Q4 FY2024ended Dec 31, 2024filed Feb 28, 2025YoYQ3 FY2026vs Q3 FY2025
Cash and equivalents—————————
Short-term investments—————————
Total current assets—————————
Total assets75,97274,66872,15771,14269,63068,98365,87064,880+9.1%
Total current liabilities—————————
Long-term debt—————————
Total liabilities68,68267,14364,77963,88362,58461,75859,27058,535+9.7%
Stockholders’ equity7,2907,5257,3787,2597,0467,2266,6016,344+3.5%
Shares outstanding (millions)6767676767676767—

Positions at each period end. Nothing on this statement is derived. Long-term debt is the filed noncurrent line only; no total-debt composite is constructed across filers. Italic figures are derived.

Cash flow statement

Last eight quarters, newest first, through Q3 FY2026 filed November 4, 2026.

Wintrust Financial Corp cash flow statement, quarterly
Millions of dollarsQ3 FY2026ended Sep 30, 2026filed Nov 4, 2026Q2 FY2026ended Jun 30, 2026filed Aug 5, 2026Q1 FY2026ended Mar 31, 2026filed May 6, 2026Q4 FY2025ended Dec 31, 2025filed Feb 26, 2026Q3 FY2025ended Sep 30, 2025filed Nov 6, 2025Q2 FY2025ended Jun 30, 2025filed Aug 6, 2025Q1 FY2025ended Mar 31, 2025filed May 5, 2025Q4 FY2024ended Dec 31, 2024filed Feb 28, 2025YoYQ3 FY2026vs Q3 FY2025
Operating cash flow358255927252210329120491+70.5%
Capital expenditures———————20—
Free cash flow (CFO − capex)———————471—
Depreciation and amortization302930(22)293129(9)+4.7%
Share repurchases—————————
Dividends paid4545454247404037−2.8%

10-Qs file cash flows as year-to-date totals, so quarterly figures are differenced from consecutive filings and marked. Free cash flow is operating cash flow less capital expenditures, computed from the two filed lines. Italic figures are derived.

Annual statements

Every fiscal year filed, newest first, through FY2025 filed February 26, 2026.

Income statement

Wintrust Financial Corp income statement, annual
Millions of dollarsFY2025ended Dec 31, 2025filed Feb 26, 2026FY2024ended Dec 31, 2024filed Feb 28, 2025FY2023ended Dec 31, 2023filed Feb 28, 2024FY2022ended Dec 31, 2022filed Feb 28, 2023FY2021ended Dec 31, 2021filed Feb 25, 2022FY2020ended Dec 31, 2020filed Feb 26, 2021FY2019ended Dec 31, 2019filed Feb 28, 2020FY2018ended Dec 31, 2018filed Feb 28, 2019FY2017ended Dec 31, 2017filed Feb 28, 2018FY2016ended Dec 31, 2016filed Feb 28, 2017FY2015ended Dec 31, 2015filed Feb 29, 2016FY2014ended Dec 31, 2014filed Feb 27, 2015FY2013ended Dec 31, 2013filed Feb 28, 2014FY2012ended Dec 31, 2012filed Feb 28, 2013FY2011ended Dec 31, 2011filed Feb 29, 2012FY2010ended Dec 31, 2010filed Mar 1, 2011FY2009ended Dec 31, 2009filed Aug 9, 2010FY2008ended Dec 31, 2008filed Aug 9, 2010
Revenue——————————————————
Cost of revenue——————————————————
Gross profit——————————————————
Research and development——————————————————
Selling, general and administrative——————————————————
Operating income——————————————————
Other income (expense)——————————————————
Pretax income1,11894784570163839048046039033225224622418012810111831
Income tax295252222191172971241171321259595876950374410
Net income82469562351046629335634325820715715113711178637320
Diluted EPS ($)11.4010.319.588.027.584.686.035.864.403.662.932.982.752.311.671.022.180.76
Diluted shares (millions)686562605858585757545251504844322624

Balance sheet

Wintrust Financial Corp balance sheet, annual
Millions of dollarsFY2025ended Dec 31, 2025filed Feb 26, 2026FY2024ended Dec 31, 2024filed Feb 28, 2025FY2023ended Dec 31, 2023filed Feb 28, 2024FY2022ended Dec 31, 2022filed Feb 28, 2023FY2021ended Dec 31, 2021filed Feb 25, 2022FY2020ended Dec 31, 2020filed Feb 26, 2021FY2019ended Dec 31, 2019filed Feb 28, 2020FY2018ended Dec 31, 2018filed Feb 28, 2019FY2017ended Dec 31, 2017filed Feb 28, 2018FY2016ended Dec 31, 2016filed Feb 28, 2017FY2015ended Dec 31, 2015filed Feb 29, 2016FY2014ended Dec 31, 2014filed Feb 27, 2015FY2013ended Dec 31, 2013filed Feb 28, 2014FY2012ended Dec 31, 2012filed Feb 28, 2013FY2011ended Dec 31, 2011filed Feb 29, 2012FY2010ended Dec 31, 2010filed Mar 1, 2011FY2009ended Dec 31, 2009filed Aug 9, 2010FY2008ended Dec 31, 2008filed Aug 9, 2010
Cash and equivalents———————392278270276231264315170173159446
Short-term investments——————————————————
Total current assets——————————————————
Total assets71,14264,88056,26052,95050,14245,08136,62131,24527,91625,66922,90919,99918,09817,52015,89413,98012,216—
Total current liabilities——————————————————
Long-term debt————————————673—————
Total liabilities63,88358,53550,86048,15345,64340,96532,92927,97724,93922,97320,55717,94116,19715,71514,35012,54411,077—
Stockholders’ equity7,2596,3445,4004,7974,4994,1163,6913,2682,9772,6962,3522,0701,9011,8051,5441,4371,1391,067
Shares outstanding (millions)67676161575757575652484746373635——

Cash flow statement

Wintrust Financial Corp cash flow statement, annual
Millions of dollarsFY2025ended Dec 31, 2025filed Feb 26, 2026FY2024ended Dec 31, 2024filed Feb 28, 2025FY2023ended Dec 31, 2023filed Feb 28, 2024FY2022ended Dec 31, 2022filed Feb 28, 2023FY2021ended Dec 31, 2021filed Feb 25, 2022FY2020ended Dec 31, 2020filed Feb 26, 2021FY2019ended Dec 31, 2019filed Feb 28, 2020FY2018ended Dec 31, 2018filed Feb 28, 2019FY2017ended Dec 31, 2017filed Feb 28, 2018FY2016ended Dec 31, 2016filed Feb 28, 2017FY2015ended Dec 31, 2015filed Feb 29, 2016FY2014ended Dec 31, 2014filed Feb 27, 2015FY2013ended Dec 31, 2013filed Feb 28, 2014FY2012ended Dec 31, 2012filed Feb 28, 2013FY2011ended Dec 31, 2011filed Feb 29, 2012FY2010ended Dec 31, 2010filed Mar 1, 2011FY2009ended Dec 31, 2009filed Aug 9, 2010FY2008ended Dec 31, 2008filed Aug 9, 2010
Operating cash flow9107227441,3751,131(518)26637740231139206287269244124(841)151
Capital expenditures508646535764826859344338387479311829
Free cash flow (CFO − capex)8606366981,3221,074(582)184309342277(4)16825019416594(859)123
Depreciation and amortization676157535446383332323128262319182121
Share repurchases——001092000101480000
Dividends paid169143126108998665514139302514131023229

Insider activity

Form 4 filings by officers, directors and 10% owners, November 9, 2024 to November 9, 2026. Only open-market purchases and sales count as buys and sells; awards, exercises, tax withholding and gifts are listed in grey and never counted.

Bought, three months
$0
0 purchases by 0 insiders; officers and directors $0
Sold, three months
$3M
2 sales by 2 insiders; officers and directors $3M
Bought, twelve months
$0
0 purchases by 0 insiders; officers and directors $0
Sold, twelve months
$8M
14 sales by 7 insiders; officers and directors $8M

The last 25 transactions

TradedInsiderRoleTransactionSharesPriceValueHeld afterFiled
Oct 22, 2026Murphy Richard BVICE CHAIR,CHIEF LENDING OFCopen-market sale7,136$148.66$1M30,107Oct 23, 2026
Sep 30, 2026Richter David SDirectoraward394$160.72$63K2,041Sep 30, 2026
Sep 30, 2026Lefevre Deborah L. HallDirectoraward439$160.72$71K17,222Sep 30, 2026
Sep 30, 2026Kenney Brian ADirectoraward470$160.72$76K13,418Sep 30, 2026
Sep 30, 2026Washington Alex E IIIDirectoraward434$160.72$70K21,390Sep 30, 2026
Sep 30, 2026Connelly Elizabeth H.Directoraward412$160.72$66K9,362Sep 30, 2026
Sep 30, 2026Smith Gregory ADirectoraward388$160.72$62K4,364Sep 30, 2026
Sep 30, 2026Crist Peter DDirectoraward616$160.72$99K76,253Sep 30, 2026
Sep 30, 2026Kohl Laura A.Directoraward346$160.72$56K1,480Sep 30, 2026
Sep 30, 2026Teglia Karin GustafsonDirectoraward420$160.72$68K19,884Sep 30, 2026
Sep 30, 2026Mckinney Suzet MDirectoraward354$160.72$57K4,065Sep 30, 2026
Sep 30, 2026Glabe Marla FDirectoraward361$160.72$58K24,137Sep 30, 2026
Aug 20, 2026Dykstra David AVICE CHAIRMAN AND COOaward153$152.61$23K166,602Aug 21, 2026
Aug 20, 2026Wehmer Edward JFOUNDER AND SENIOR ADVISORaward218$152.61$33K169,180Aug 21, 2026
Aug 17, 2026Zidar Thomas PCHAIRMAN SR MKT HD WEALTH -MTGgift1,000$0.00—50,773Aug 18, 2026
Aug 13, 2026Dykstra David AVICE CHAIRMAN AND COOopen-market sale13,515$162.77$2M166,449Aug 13, 2026
Jun 30, 2026Smith Gregory ADirectoraward447$138.94$62K3,976Jul 2, 2026
Jun 30, 2026Mckinney Suzet MDirectoraward408$138.94$57K3,711Jul 2, 2026
Jun 30, 2026Kohl Laura A.Directoraward399$138.94$55K1,134Jul 2, 2026
Jun 30, 2026Teglia Karin GustafsonDirectoraward485$138.94$67K19,464Jul 2, 2026
Jun 30, 2026Richter David SDirectoraward424$138.94$59K1,647Jul 2, 2026
Jun 30, 2026Glabe Marla FDirectoraward416$138.94$58K23,776Jul 2, 2026
Jun 30, 2026Washington Alex E IIIDirectoraward534$138.94$74K20,956Jul 2, 2026
Jun 30, 2026Kenney Brian ADirectoraward488$138.94$68K12,948Jul 2, 2026
Jun 30, 2026Crist Peter DDirectoraward710$138.94$99K75,637Jul 2, 2026

Full insider history for Wintrust Financial Corp, or insider activity across all companies. A record of filings, not a recommendation.

Sources

Fiscal year ends in month 12; periods are labeled with the issuer's own fiscal calendar. Values are as most recently filed (restatements apply; per-share values are on current split basis per the connector's split table, flagged in adjusted). Flow items flagged in `derived` were computed (Q4 = FY − nine months; quarterly cash flow differenced from year-to-date filings) rather than read from a filing. `reconciliation.repaired` lists periods where a full-year figure was filed in a quarter slot: that row was dropped and the quarter rebuilt from the annual figure. `reconciliation.quarantined` lists periods where four filed quarters do not sum to the filed year — those quarterly values are withheld, so a blank there is a withholding rather than an absence of reporting.

Filer
WINTRUST FINANCIAL CORP, CIK 1015328 on EDGAR
Extract generated
November 8, 2026
Withheld
none
Repaired
none
XBRL concepts behind each line

Income statement

Revenue: not filed
Cost of revenue: not filed
Gross profit: not filed
Research and development: not filed
Selling, general and administrative: not filed
Operating income: OperatingIncomeLoss
Other income (expense): not filed
Pretax income: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest, IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax: IncomeTaxExpenseBenefit
Net income: NetIncomeLoss
Diluted EPS ($): EarningsPerShareDiluted
Diluted shares (millions): WeightedAverageNumberOfDilutedSharesOutstanding

Balance sheet

Cash and equivalents: CashAndCashEquivalentsAtCarryingValue
Short-term investments: not filed
Total current assets: not filed
Total assets: Assets
Total current liabilities: not filed
Long-term debt: LongTermDebt
Total liabilities: Liabilities
Stockholders’ equity: StockholdersEquity
Shares outstanding (millions): dei:EntityCommonStockSharesOutstanding

Cash flow statement

Operating cash flow: NetCashProvidedByUsedInOperatingActivities
Capital expenditures: PaymentsToAcquirePropertyPlantAndEquipment
Free cash flow (CFO − capex): not filed
Depreciation and amortization: DepreciationAmortizationAndAccretionNet, DepreciationDepletionAndAmortization
Share repurchases: PaymentsForRepurchaseOfCommonStock
Dividends paid: PaymentsOfDividends

The data

The statements on this page as files, generated November 8, 2026.

JSON file
/data/financials/WTFC.json