The Filings Report

Pinnacle Financial Partners, Inc.

PNFPNYSECIK 2082866Financial / Banksfiscal year ends December8 quarters since 2024

Revenue, Q3 FY2026
—
no year-earlier figure
Net income
$379M
+119.1% on Q3 FY2025
Free cash flow
$365M
−3.2% on Q3 FY2025
Diluted EPS
$2.40
+9.6% on Q3 FY2025
Revenue, TTM
—
trailing four quarters
Net margin, TTM
—
net income $1.0B
Free cash flow, TTM
$1.4B
$1.5B less $71M capex
Cash and equivalents
—
long-term debt —, Sep 30, 2026
Shares, 12-month change
−2.7%
151M shares, Sep 30, 2026, split-adjusted
Buybacks, TTM
—
no yield
Dividends, TTM
$244M
1.6% of market value
Market value
$15.8B
at the close, buybacks

Latest quarter Q3 FY2026, filed November 2, 2026. Trailing figures sum the latest four quarters. Market values at the latest close, from a market data vendor.

In Q3 FY2026, the quarter ended September 30, 2026, Pinnacle Financial Partners, Inc. reported no revenue line, and net income of $379M (+119.1%). Free cash flow, operating cash flow less capital expenditures, was $365M ($376M less $11M). Diluted earnings per share were $2.40.

The last 8 quarters

Q4 FY2024 to Q3 FY2026, through the filing of November 2, 2026.

Revenue and net incomeRevenueNet income
$0$100M$200M$300M$400MQ4'24Q1'25, Net income: $140MQ1'25Q2'25, Net income: $159MQ2'25Q3'25, Net income: $173MQ3'25Q4'25, Net income: $169MQ4'25Q1'26, Net income: $150MQ1'26Q2'26, Net income: $328MQ2'26Q3'26, Net income: $379MQ3'26$0$100M$200M$300M$400MQ4'24Q1'25, Net income: $140MQ1'25Q2'25, Net income: $159MQ2'25Q3'25, Net income: $173MQ3'25Q4'25, Net income: $169MQ4'25Q1'26, Net income: $150MQ1'26Q2'26, Net income: $328MQ2'26Q3'26, Net income: $379MQ3'26

Net income losses drawn in red.

Free cash flow
−$250M$0$250M$500M$750M$1.0BQ4'24Q1'25, Free cash flow: −$42MQ1'25Q2'25, Free cash flow: $250MQ2'25Q3'25, Free cash flow: $377MQ3'25Q4'25, Free cash flow: $94MQ4'25Q1'26, Free cash flow: $911MQ1'26Q2'26, Free cash flow: $67MQ2'26Q3'26, Free cash flow: $365MQ3'26−$250M$0$250M$500M$750M$1.0BQ4'24Q1'25, Free cash flow: −$42MQ1'25Q2'25, Free cash flow: $250MQ2'25Q3'25, Free cash flow: $377MQ3'25Q4'25, Free cash flow: $94MQ4'25Q1'26, Free cash flow: $911MQ1'26Q2'26, Free cash flow: $67MQ2'26Q3'26, Free cash flow: $365MQ3'26

Operating cash flow less capital expenditures; negative quarters in red.

Income statement

Last eight quarters, newest first, through Q3 FY2026 filed November 2, 2026.

Pinnacle Financial Partners, Inc. income statement, quarterly
Millions of dollarsQ3 FY2026ended Sep 30, 2026filed Nov 2, 2026Q2 FY2026ended Jun 30, 2026filed Aug 4, 2026Q1 FY2026ended Mar 31, 2026filed May 6, 2026Q4 FY2025ended Dec 31, 2025filed Mar 2, 2026Q3 FY2025ended Sep 30, 2025filed Nov 2, 2026Q2 FY2025ended Jun 30, 2025filed Aug 4, 2026Q1 FY2025ended Mar 31, 2025filed May 6, 2026Q4 FY2024ended Dec 31, 2024filed Mar 2, 2026YoYQ3 FY2026vs Q3 FY2025
Revenue—————————
Cost of revenue—————————
Gross profit—————————
Research and development—————————
Selling, general and administrative—————————
Operating income—————————
Other income (expense)—————————
Pretax income477419189—209195170—+128.2%
Income tax98913936363630—+172.2%
Net income379328150169173159140—+119.1%
Diluted EPS ($)2.402.070.89—2.192.001.77—+9.6%
Diluted shares (millions)152151151—777777——

Fourth quarters are the fiscal year less the first nine months when the filer reports no discrete fourth quarter, and are marked. Diluted EPS is never derived, so a derived quarter shows none. Italic figures are derived.

Balance sheet

Last eight quarters, newest first, through Q3 FY2026 filed November 2, 2026.

Pinnacle Financial Partners, Inc. balance sheet, quarterly
Millions of dollarsQ3 FY2026ended Sep 30, 2026filed Nov 2, 2026Q2 FY2026ended Jun 30, 2026filed Aug 4, 2026Q1 FY2026ended Mar 31, 2026filed May 6, 2026Q4 FY2025ended Dec 31, 2025filed Mar 2, 2026Q3 FY2025ended Sep 30, 2025filed Nov 2, 2026Q2 FY2025ended Jun 30, 2025filed Aug 4, 2026Q1 FY2025ended Mar 31, 2025filed May 6, 2026Q4 FY2024ended Dec 31, 2024filed Mar 2, 2026YoYQ3 FY2026vs Q3 FY2025
Cash and equivalents—————————
Short-term investments—————————
Total current assets—————————
Total assets130,685129,055122,76657,706———52,589—
Total current liabilities—————————
Long-term debt—————————
Total liabilities116,075114,227108,17250,662———46,158—
Stockholders’ equity14,61014,82814,5947,0446,8566,6376,5436,432+113.1%
Shares outstanding (millions)1511511517878————

Positions at each period end. Nothing on this statement is derived. Long-term debt is the filed noncurrent line only; no total-debt composite is constructed across filers. Italic figures are derived.

Cash flow statement

Last eight quarters, newest first, through Q3 FY2026 filed November 2, 2026.

Pinnacle Financial Partners, Inc. cash flow statement, quarterly
Millions of dollarsQ3 FY2026ended Sep 30, 2026filed Nov 2, 2026Q2 FY2026ended Jun 30, 2026filed Aug 4, 2026Q1 FY2026ended Mar 31, 2026filed May 6, 2026Q4 FY2025ended Dec 31, 2025filed Mar 2, 2026Q3 FY2025ended Sep 30, 2025filed Nov 2, 2026Q2 FY2025ended Jun 30, 2025filed Aug 4, 2026Q1 FY2025ended Mar 31, 2025filed May 6, 2026Q4 FY2024ended Dec 31, 2024filed Mar 2, 2026YoYQ3 FY2026vs Q3 FY2025
Operating cash flow37690926116404261(22)—−6.9%
Capital expenditures11231522271120—−59.3%
Free cash flow (CFO − capex)3656791194377250(42)—−3.2%
Depreciation and amortization105(144)303(78)383938—+176.3%
Share repurchases—————————
Dividends paid76757518191919—+300.0%

10-Qs file cash flows as year-to-date totals, so quarterly figures are differenced from consecutive filings and marked. Free cash flow is operating cash flow less capital expenditures, computed from the two filed lines. Italic figures are derived.

Annual statements

Every fiscal year filed, newest first, through FY2025 filed March 2, 2026.

Income statement

Pinnacle Financial Partners, Inc. income statement, annual
Millions of dollarsFY2025ended Dec 31, 2025filed Mar 2, 2026FY2024ended Dec 31, 2024filed Mar 2, 2026FY2023ended Dec 31, 2023filed Mar 2, 2026
Revenue———
Cost of revenue———
Gross profit———
Research and development———
Selling, general and administrative———
Operating income———
Other income (expense)———
Pretax income———
Income tax138106152
Net income642475562
Diluted EPS ($)8.075.967.14
Diluted shares (millions)787777

Balance sheet

Pinnacle Financial Partners, Inc. balance sheet, annual
Millions of dollarsFY2025ended Dec 31, 2025filed Mar 2, 2026FY2024ended Dec 31, 2024filed Mar 2, 2026FY2023ended Dec 31, 2023filed Mar 2, 2026
Cash and equivalents———
Short-term investments———
Total current assets———
Total assets57,70652,589—
Total current liabilities———
Long-term debt———
Total liabilities50,66246,158—
Stockholders’ equity7,0446,4326,036
Shares outstanding (millions)78——

Cash flow statement

Pinnacle Financial Partners, Inc. cash flow statement, annual
Millions of dollarsFY2025ended Dec 31, 2025filed Mar 2, 2026FY2024ended Dec 31, 2024filed Mar 2, 2026FY2023ended Dec 31, 2023filed Mar 2, 2026
Operating cash flow759904478
Capital expenditures809578
Free cash flow (CFO − capex)679810400
Depreciation and amortization373530
Share repurchases———
Dividends paid756969

Insider activity

Form 4 filings by officers, directors and 10% owners, November 3, 2024 to November 3, 2026. Only open-market purchases and sales count as buys and sells; awards, exercises, tax withholding and gifts are listed in grey and never counted.

Bought, three months
$1M
3 purchases by 3 insiders; officers and directors $1M
Sold, three months
$20M
5 sales by 2 insiders; officers and directors $20M
Bought, twelve months
$2M
5 purchases by 5 insiders; officers and directors $2M
Sold, twelve months
$20M
5 sales by 2 insiders; officers and directors $20M

The last 25 transactions

TradedInsiderRoleTransactionSharesPriceValueHeld afterFiled
Nov 2, 2026Kamensky Allan EChief Legal Officeropen-market sale5,000$104.62$523K43,940Nov 3, 2026
Oct 28, 2026Ingram David BDirectoropen-market buy10,000$99.16$992K75,182Oct 29, 2026
Sep 10, 2026Montana Gregory GDirectoropen-market buy500$98.61$49K4,959Sep 11, 2026
Sep 10, 2026Gregory Andrew J. JR.Chief Financial Officergift8,000$0.00—40,742Sep 11, 2026
Sep 1, 2026Blair Kevin S.Chief Executive Officer, Directoropen-market buy2,565$97.48$250K152,397Sep 2, 2026
Aug 17, 2026Turner M TerryDirectoropen-market sale54,107$108.13$6M248,123Aug 17, 2026
Aug 14, 2026Turner M TerryDirectoropen-market sale66,783$108.01$7M302,230Aug 17, 2026
Aug 13, 2026Turner M TerryDirectoropen-market sale53,601$108.10$6M369,013Aug 17, 2026
Aug 6, 2026Turner M TerryDirectoropen-market sale2,737$108.01$296K422,614Aug 10, 2026
Aug 3, 2026Boxley Abney S IIIDirectorotherindirect13,087——0Aug 3, 2026
Aug 3, 2026Boxley Abney S IIIDirectorotherindirect13,087——13,473Aug 3, 2026
Jul 24, 2026Mccabe Robert A JRChief Banking Officer, Directoropen-market buy10,013$99.90$1M324,233Jul 24, 2026
May 27, 2026Mccabe Robert A JRChief Banking Officer, Directorgift775$0.00—314,220May 28, 2026
May 21, 2026Jenkins DecostaDirectoraward1,490$97.33$145K5,350May 22, 2026
May 21, 2026Farnsworth Thomas C IIIDirectoraward1,490$97.33$145K29,767May 22, 2026
May 21, 2026Irby John H.Directoraward1,490$97.33$145K12,933May 22, 2026
May 21, 2026Storey Barry L.Directoraward1,490$97.33$145K28,041May 22, 2026
May 21, 2026Boxley Abney S IIIDirectoraward1,490$97.33$145K23,814May 22, 2026
May 21, 2026Bentsen Tim EDirectoraward1,490$97.33$145K23,347May 22, 2026
May 21, 2026Ingram David BDirectoraward1,490$97.33$145K65,182May 22, 2026
May 21, 2026Burns Gregory LDirectoraward1,490$97.33$145K22,874May 22, 2026
May 21, 2026Cherry Pedro P.Directoraward1,490$97.33$145K11,291May 22, 2026
May 21, 2026Montana Gregory GDirectoraward1,490$97.33$145K4,459May 22, 2026
May 21, 2026Thompson G KennedyDirectoraward1,490$97.33$145K34,862May 22, 2026
May 21, 2026White Teresa LDirectoraward1,490$97.33$145K13,628May 22, 2026

Full insider history for Pinnacle Financial Partners, Inc., or insider activity across all companies. A record of filings, not a recommendation.

Sources

Fiscal year ends in month 12; periods are labeled with the issuer's own fiscal calendar. Values are as most recently filed (restatements apply; per-share values are on current split basis per the connector's split table, flagged in adjusted). Flow items flagged in `derived` were computed (Q4 = FY − nine months; quarterly cash flow differenced from year-to-date filings) rather than read from a filing. `reconciliation.repaired` lists periods where a full-year figure was filed in a quarter slot: that row was dropped and the quarter rebuilt from the annual figure. `reconciliation.quarantined` lists periods where four filed quarters do not sum to the filed year — those quarterly values are withheld, so a blank there is a withholding rather than an absence of reporting.

Filer
PINNACLE FINANCIAL PARTNERS, INC., CIK 2082866 on EDGAR
Extract generated
November 4, 2026
Withheld
none
Repaired
none
XBRL concepts behind each line

Income statement

Revenue: not filed
Cost of revenue: not filed
Gross profit: not filed
Research and development: not filed
Selling, general and administrative: not filed
Operating income: not filed
Other income (expense): not filed
Pretax income: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax: IncomeTaxExpenseBenefit
Net income: NetIncomeLoss
Diluted EPS ($): EarningsPerShareDiluted
Diluted shares (millions): WeightedAverageNumberOfDilutedSharesOutstanding

Balance sheet

Cash and equivalents: not filed
Short-term investments: not filed
Total current assets: not filed
Total assets: Assets
Total current liabilities: not filed
Long-term debt: not filed
Total liabilities: Liabilities
Stockholders’ equity: StockholdersEquity
Shares outstanding (millions): dei:EntityCommonStockSharesOutstanding

Cash flow statement

Operating cash flow: NetCashProvidedByUsedInOperatingActivities
Capital expenditures: PaymentsToAcquirePropertyPlantAndEquipment
Free cash flow (CFO − capex): not filed
Depreciation and amortization: DepreciationAmortizationAndAccretionNet, DepreciationDepletionAndAmortization
Share repurchases: not filed
Dividends paid: PaymentsOfDividendsCommonStock

The data

The statements on this page as files, generated November 4, 2026.

JSON file
/data/financials/PNFP.json