The Filings Report

Old Republic International Corporation

ORINYSECIK 74260Financial / Insurance - Property & Casualtyfiscal year ends December70 quarters since 2009

Revenue, Q3 FY2026
$2.6B
+5.2% on Q3 FY2025
Net income
$243M
−13.0% on Q3 FY2025
Free cash flow
—
no year-earlier figure
Diluted EPS
$0.99
−10.8% on Q3 FY2025
Revenue, TTM
$9.8B
trailing four quarters
Net margin, TTM
11.2%
net income $1.1B
Free cash flow, TTM
—
Cash and equivalents
—
long-term debt —, Sep 30, 2026
Shares, 12-month change
−3.1%
240M shares, Sep 30, 2026
Buybacks, TTM
$388M
4.1% of market value
Dividends, TTM
$917M
9.7% of market value
Market value
$9.5B
at the close, buybacks

Latest quarter Q3 FY2026, filed October 30, 2026. Trailing figures sum the latest four quarters. Market values at the latest close, from a market data vendor.

In Q3 FY2026, the quarter ended September 30, 2026, Old Republic International Corporation reported revenue of $2.6B, +5.2% on Q3 FY2025, and net income of $243M (−13.0%). Diluted earnings per share were $0.99.

Share price

Daily candlesticks from November 11, 2024 to November 6, 2026, with each earnings release marked; a release after the close marks the day it came out, so its reaction is the next candle. See this earnings season for every company’s reaction.

ORI daily priceSplit-adjusted, US dollars; an earnings release
Nov 6, 2026O $39.61 · H $40.06 · L $39.42 · C $39.61 · −1.93% on the dayOver the range: +3.83%, Nov 7, 2025 to Nov 6, 2026
$36$38$41$43$45Nov 25Jan 26Apr 26Jun 26Aug 26Nov 26

The last 16 quarters

Q4 FY2022 to Q3 FY2026, through the filing of October 30, 2026.

Revenue and net incomeRevenueNet income
$0$1B$2B$3BQ4'22, Revenue: $2.3BQ4'22, Net income: $512MQ4'22Q1'23, Revenue: $1.8BQ1'23, Net income: $200MQ1'23Q2'23, Revenue: $1.8BQ2'23, Net income: $156MQ2'23Q3'23, Revenue: $1.8BQ3'23, Net income: $53MQ3'23Q4'23, Revenue: $1.9BQ4'23, Net income: $191MQ4'23Q1'24, Revenue: $2.0BQ1'24, Net income: $317MQ1'24Q2'24, Revenue: $1.9BQ2'24, Net income: $92MQ2'24Q3'24, Revenue: $2.3BQ3'24, Net income: $339MQ3'24Q4'24, Revenue: $2.0BQ4'24, Net income: $105MQ4'24Q1'25, Revenue: $2.1BQ1'25, Net income: $245MQ1'25Q2'25, Revenue: $2.2BQ2'25, Net income: $204MQ2'25Q3'25, Revenue: $2.4BQ3'25, Net income: $280MQ3'25Q4'25, Revenue: $2.4BQ4'25, Net income: $206MQ4'25Q1'26, Revenue: $2.4BQ1'26, Net income: $330MQ1'26Q2'26, Revenue: $2.5BQ2'26, Net income: $322MQ2'26Q3'26, Revenue: $2.6BQ3'26, Net income: $243MQ3'26$0$1B$2B$3BQ4'22, Revenue: $2.3BQ4'22, Net income: $512MQ4'22Q1'23, Revenue: $1.8BQ1'23, Net income: $200MQ1'23Q2'23, Revenue: $1.8BQ2'23, Net income: $156MQ2'23Q3'23, Revenue: $1.8BQ3'23, Net income: $53MQ3'23Q4'23, Revenue: $1.9BQ4'23, Net income: $191MQ4'23Q1'24, Revenue: $2.0BQ1'24, Net income: $317MQ1'24Q2'24, Revenue: $1.9BQ2'24, Net income: $92MQ2'24Q3'24, Revenue: $2.3BQ3'24, Net income: $339MQ3'24Q4'24, Revenue: $2.0BQ4'24, Net income: $105MQ4'24Q1'25, Revenue: $2.1BQ1'25, Net income: $245MQ1'25Q2'25, Revenue: $2.2BQ2'25, Net income: $204MQ2'25Q3'25, Revenue: $2.4BQ3'25, Net income: $280MQ3'25Q4'25, Revenue: $2.4BQ4'25, Net income: $206MQ4'25Q1'26, Revenue: $2.4BQ1'26, Net income: $330MQ1'26Q2'26, Revenue: $2.5BQ2'26, Net income: $322MQ2'26Q3'26, Revenue: $2.6BQ3'26, Net income: $243MQ3'26$0$1B$2B$3BQ4'22, Revenue: $2.3BQ4'22, Net income: $512MQ1'23, Revenue: $1.8BQ1'23, Net income: $200MQ1'23Q2'23, Revenue: $1.8BQ2'23, Net income: $156MQ3'23, Revenue: $1.8BQ3'23, Net income: $53MQ3'23Q4'23, Revenue: $1.9BQ4'23, Net income: $191MQ1'24, Revenue: $2.0BQ1'24, Net income: $317MQ1'24Q2'24, Revenue: $1.9BQ2'24, Net income: $92MQ3'24, Revenue: $2.3BQ3'24, Net income: $339MQ3'24Q4'24, Revenue: $2.0BQ4'24, Net income: $105MQ1'25, Revenue: $2.1BQ1'25, Net income: $245MQ1'25Q2'25, Revenue: $2.2BQ2'25, Net income: $204MQ3'25, Revenue: $2.4BQ3'25, Net income: $280MQ3'25Q4'25, Revenue: $2.4BQ4'25, Net income: $206MQ1'26, Revenue: $2.4BQ1'26, Net income: $330MQ1'26Q2'26, Revenue: $2.5BQ2'26, Net income: $322MQ3'26, Revenue: $2.6BQ3'26, Net income: $243MQ3'26

Net income losses drawn in red.

Income statement

Last eight quarters, newest first, through Q3 FY2026 filed October 30, 2026.

Old Republic International Corporation income statement, quarterly
Millions of dollarsQ3 FY2026ended Sep 30, 2026filed Oct 30, 2026Q2 FY2026ended Jun 30, 2026filed Jul 31, 2026Q1 FY2026ended Mar 31, 2026filed May 1, 2026Q4 FY2025ended Dec 31, 2025filed Feb 26, 2026Q3 FY2025ended Sep 30, 2025filed Oct 31, 2025Q2 FY2025ended Jun 30, 2025filed Aug 1, 2025Q1 FY2025ended Mar 31, 2025filed May 2, 2025Q4 FY2024ended Dec 31, 2024filed Feb 27, 2025YoYQ3 FY2026vs Q3 FY2025
Revenue2,5512,5042,3992,3892,4242,2092,1142,002+5.2%
Cost of revenue—————————
Gross profit—————————
Research and development—————————
Selling, general and administrative512467490485458463441429+11.8%
Operating income—————————
Other income (expense)—————————
Pretax income272410413263353260308131−22.9%
Income tax2886845673526226−61.8%
Net income243322330206280204245105−13.0%
Diluted EPS ($)0.991.311.320.821.110.810.980.42−10.8%
Diluted shares (millions)247246249251251251250253—

Fourth quarters are the fiscal year less the first nine months when the filer reports no discrete fourth quarter, and are marked. Diluted EPS is never derived, so a derived quarter shows none. Italic figures are derived.

Balance sheet

Last eight quarters, newest first, through Q3 FY2026 filed October 30, 2026.

Old Republic International Corporation balance sheet, quarterly
Millions of dollarsQ3 FY2026ended Sep 30, 2026filed Oct 30, 2026Q2 FY2026ended Jun 30, 2026filed Jul 31, 2026Q1 FY2026ended Mar 31, 2026filed May 1, 2026Q4 FY2025ended Dec 31, 2025filed Feb 26, 2026Q3 FY2025ended Sep 30, 2025filed Oct 31, 2025Q2 FY2025ended Jun 30, 2025filed Aug 1, 2025Q1 FY2025ended Mar 31, 2025filed May 2, 2025Q4 FY2024ended Dec 31, 2024filed Feb 27, 2025YoYQ3 FY2026vs Q3 FY2025
Cash and equivalents—————————
Short-term investments—————————
Total current assets—————————
Total assets31,47231,59229,59629,86330,25229,25628,02827,843+4.0%
Total current liabilities—————————
Long-term debt—————————
Total liabilities25,58125,50523,67123,93423,81323,05222,08522,224+7.4%
Stockholders’ equity5,8756,0735,9125,9146,4236,1865,9185,619−8.5%
Shares outstanding (millions)240241243246247248247248—

Positions at each period end. Nothing on this statement is derived. Long-term debt is the filed noncurrent line only; no total-debt composite is constructed across filers. Italic figures are derived.

Cash flow statement

Last eight quarters, newest first, through Q3 FY2026 filed October 30, 2026.

Old Republic International Corporation cash flow statement, quarterly
Millions of dollarsQ3 FY2026ended Sep 30, 2026filed Oct 30, 2026Q2 FY2026ended Jun 30, 2026filed Jul 31, 2026Q1 FY2026ended Mar 31, 2026filed May 1, 2026Q4 FY2025ended Dec 31, 2025filed Feb 26, 2026Q3 FY2025ended Sep 30, 2025filed Oct 31, 2025Q2 FY2025ended Jun 30, 2025filed Aug 1, 2025Q1 FY2025ended Mar 31, 2025filed May 2, 2025Q4 FY2024ended Dec 31, 2024filed Feb 27, 2025YoYQ3 FY2026vs Q3 FY2025
Operating cash flow429200281235564134232362−23.9%
Capital expenditures—————————
Free cash flow (CFO − capex)—————————
Depreciation and amortization—————————
Share repurchases113601605543025174+160.3%
Dividends paid757769471717356865+6.3%

10-Qs file cash flows as year-to-date totals, so quarterly figures are differenced from consecutive filings and marked. Free cash flow is operating cash flow less capital expenditures, computed from the two filed lines. Italic figures are derived.

Annual statements

Every fiscal year filed, newest first, through FY2025 filed February 26, 2026.

Income statement

Old Republic International Corporation income statement, annual
Millions of dollarsFY2025ended Dec 31, 2025filed Feb 26, 2026FY2024ended Dec 31, 2024filed Feb 27, 2025FY2023ended Dec 31, 2023filed Feb 28, 2024FY2022ended Dec 31, 2022filed Feb 24, 2023FY2021ended Dec 31, 2021filed Feb 28, 2022FY2020ended Dec 31, 2020filed Mar 1, 2021FY2019ended Dec 31, 2019filed Feb 28, 2020FY2018ended Dec 31, 2018filed Feb 28, 2019FY2017ended Dec 31, 2017filed Feb 28, 2018FY2016ended Dec 31, 2016filed Feb 28, 2017FY2015ended Dec 31, 2015filed Feb 29, 2016FY2014ended Dec 31, 2014filed Mar 2, 2015FY2013ended Dec 31, 2013filed Mar 3, 2014FY2012ended Dec 31, 2012filed Mar 1, 2013FY2011ended Dec 31, 2011filed Feb 29, 2012FY2010ended Dec 31, 2010filed Feb 28, 2011FY2009ended Dec 31, 2009filed Sep 3, 2010FY2008ended Dec 31, 2008filed Feb 28, 2011
Revenue9,1368,2327,2588,0849,3427,1667,4616,2596,2635,9015,7665,5315,4434,9704,6464,1033,8043,238
Cost of revenue——————————————————
Gross profit——————————————————
Research and development——————————————————
Selling, general and administrative1,8461,6761,5871,581——————————————
Operating income——————————————————
Other income (expense)——————————————————
Pretax income1,1841,0707478571,9226881,322438725686632609673(128)(237)28(274)(819)
Income tax24221714917138813026668165219210200225(60)(96)(2)(174)(261)
Net income9358535996861,5345591,056371561467422410448(69)(140)30(99)(558)
Diluted EPS ($)3.723.242.102.265.051.873.511.241.921.621.481.441.57(0.27)(0.55)0.13(0.42)(2.41)
Diluted shares (millions)251263285303304299301301299296296295294256255241236231

Balance sheet

Old Republic International Corporation balance sheet, annual
Millions of dollarsFY2025ended Dec 31, 2025filed Feb 26, 2026FY2024ended Dec 31, 2024filed Feb 27, 2025FY2023ended Dec 31, 2023filed Feb 28, 2024FY2022ended Dec 31, 2022filed Feb 24, 2023FY2021ended Dec 31, 2021filed Feb 28, 2022FY2020ended Dec 31, 2020filed Mar 1, 2021FY2019ended Dec 31, 2019filed Feb 28, 2020FY2018ended Dec 31, 2018filed Feb 28, 2019FY2017ended Dec 31, 2017filed Feb 28, 2018FY2016ended Dec 31, 2016filed Feb 28, 2017FY2015ended Dec 31, 2015filed Feb 29, 2016FY2014ended Dec 31, 2014filed Mar 2, 2015FY2013ended Dec 31, 2013filed Mar 3, 2014FY2012ended Dec 31, 2012filed Mar 1, 2013FY2011ended Dec 31, 2011filed Feb 29, 2012FY2010ended Dec 31, 2010filed Feb 28, 2011FY2009ended Dec 31, 2009filed Sep 3, 2010FY2008ended Dec 31, 2008filed Feb 28, 2011
Cash and equivalents——————————————————
Short-term investments——————————————————
Total current assets——————————————————
Total assets29,86327,84326,50125,15924,98222,81521,07619,32719,40418,59217,10216,98816,53416,22716,05015,88314,190—
Total current liabilities——————————————————
Long-term debt——————————————————
Total liabilities23,93422,22420,09118,98618,08916,62915,07614,18114,67014,13113,22113,06412,75912,63112,27811,76110,299—
Stockholders’ equity5,9145,6196,4116,1736,8936,1876,0005,1464,7334,4613,8813,9243,7753,5963,7734,1213,891—
Shares outstanding (millions)246248278297308304304303269263262261260259259259——

Cash flow statement

Old Republic International Corporation cash flow statement, annual
Millions of dollarsFY2025ended Dec 31, 2025filed Feb 26, 2026FY2024ended Dec 31, 2024filed Feb 27, 2025FY2023ended Dec 31, 2023filed Feb 28, 2024FY2022ended Dec 31, 2022filed Feb 24, 2023FY2021ended Dec 31, 2021filed Feb 28, 2022FY2020ended Dec 31, 2020filed Mar 1, 2021FY2019ended Dec 31, 2019filed Feb 28, 2020FY2018ended Dec 31, 2018filed Feb 28, 2019FY2017ended Dec 31, 2017filed Feb 28, 2018FY2016ended Dec 31, 2016filed Feb 28, 2017FY2015ended Dec 31, 2015filed Feb 29, 2016FY2014ended Dec 31, 2014filed Mar 2, 2015FY2013ended Dec 31, 2013filed Mar 3, 2014FY2012ended Dec 31, 2012filed Mar 1, 2013FY2011ended Dec 31, 2011filed Feb 29, 2012FY2010ended Dec 31, 2010filed Feb 28, 2011FY2009ended Dec 31, 2009filed Sep 3, 2010FY2008ended Dec 31, 2008filed Feb 28, 2011
Operating cash flow1,1641,2338801,1711,3121,185936761453637688(181)687532(95)(282)533566
Capital expenditures——————————————————
Free cash flow (CFO − capex)——————————————————
Depreciation and amortization——————————————————
Share repurchases12494253528100—————————000
Dividends paid7832722765801,019250539499199194191188185182178166160155

Insider activity

Form 4 filings by officers, directors and 10% owners, November 9, 2024 to November 9, 2026. Only open-market purchases and sales count as buys and sells; awards, exercises, tax withholding and gifts are listed in grey and never counted.

Bought, three months
$0
0 purchases by 0 insiders; officers and directors $0
Sold, three months
$260K
2 sales by 1 insider; officers and directors $260K
Bought, twelve months
$61K
3 purchases by 2 insiders; officers and directors $61K
Sold, twelve months
$2M
8 sales by 3 insiders; officers and directors $2M

The last 25 transactions

TradedInsiderRoleTransactionSharesPriceValueHeld afterFiled
Sep 1, 2026Monroe CarolynSVP - Title Insuranceopen-market sale4,386$42.01$184K27,875Sep 3, 2026
Aug 11, 2026Monroe CarolynSVP - Title Insuranceoption exercise15,080$34.16$515K47,341Aug 13, 2026
Aug 11, 2026Monroe CarolynSVP - Title Insurancetax withholding13,292$42.47$565K34,049Aug 13, 2026
Aug 11, 2026Monroe CarolynSVP - Title Insuranceopen-market sale1,788$42.26$76K32,261Aug 13, 2026
Jul 29, 2026Lange JeffreySVPUnderwriting & Distributionopen-market sale14,075$43.76$616K12,244Jul 31, 2026
Jul 28, 2026Oberst Stephen JExecutive Vice Presidentoption exercise21,000$19.98$420K58,398Jul 30, 2026
Jul 28, 2026Oberst Stephen JExecutive Vice Presidentoption exercise24,000$20.98$504K82,398Jul 30, 2026
Jul 28, 2026Oberst Stephen JExecutive Vice Presidentoption exercise28,000$21.12$591K110,398Jul 30, 2026
Jul 28, 2026Oberst Stephen JExecutive Vice Presidentoption exercise15,000$21.99$330K125,398Jul 30, 2026
Jul 28, 2026Oberst Stephen JExecutive Vice Presidentoption exercise55,000$22.72$1M180,398Jul 30, 2026
Jul 28, 2026Oberst Stephen JExecutive Vice Presidentoption exercise65,000$21.30$1M245,398Jul 30, 2026
Jul 28, 2026Oberst Stephen JExecutive Vice Presidenttax withholding150,068$43.07$6M95,330Jul 30, 2026
Jul 28, 2026Oberst Stephen JExecutive Vice Presidentopen-market sale13,125$43.96$577K82,205Jul 30, 2026
May 12, 2026Monroe CarolynSVP - Title Insuranceoption exercise30,060$19.81$595K62,321May 14, 2026
May 12, 2026Monroe CarolynSVP - Title Insuranceoption exercise19,314$24.79$479K81,635May 14, 2026
May 12, 2026Monroe CarolynSVP - Title Insurancetax withholding36,044$39.22$1M45,591May 14, 2026
May 12, 2026Monroe CarolynSVP - Title Insuranceopen-market sale13,330$38.76$517K32,261May 14, 2026
May 1, 2026Risch TheraceDirectoropen-market buy300$39.90$12K12,843May 5, 2026
Mar 16, 2026Oberst Stephen JExecutive Vice Presidenttax withholding3,426$40.10$137K37,398Mar 18, 2026
Mar 16, 2026Lange JeffreySVPUnderwriting & Distributiontax withholding2,199$40.10$88K26,319Mar 18, 2026
Mar 16, 2026Gray William TExecutive VP & Treasurertax withholding2,034$40.10$82K57,801Mar 18, 2026
Mar 16, 2026Dare ThomasSrVP Secretary General Counseltax withholding2,672$40.10$107K40,747Mar 18, 2026
Mar 16, 2026Sodaro Frank JosephSr. VP. & CFOtax withholding2,447$40.10$98K46,249Mar 18, 2026
Mar 16, 2026Smiddy Craig RPresident & CEO, Directortax withholding11,643$40.10$467K133,189Mar 18, 2026
Mar 11, 2026Oberst Stephen JExecutive Vice Presidentoption exercise3,679——41,902Mar 13, 2026

Full insider history for Old Republic International Corporation, or insider activity across all companies. A record of filings, not a recommendation.

Sources

Fiscal year ends in month 12; periods are labeled with the issuer's own fiscal calendar. Values are as most recently filed (restatements apply; per-share values are on current split basis per the connector's split table, flagged in adjusted). Flow items flagged in `derived` were computed (Q4 = FY − nine months; quarterly cash flow differenced from year-to-date filings) rather than read from a filing. `reconciliation.repaired` lists periods where a full-year figure was filed in a quarter slot: that row was dropped and the quarter rebuilt from the annual figure. `reconciliation.quarantined` lists periods where four filed quarters do not sum to the filed year — those quarterly values are withheld, so a blank there is a withholding rather than an absence of reporting.

Filer
OLD REPUBLIC INTERNATIONAL CORPORATION, CIK 74260 on EDGAR
Extract generated
November 8, 2026
Withheld
1 line-years whose four quarters do not sum to the filed year: revenue FY2018
Repaired
none
XBRL concepts behind each line

Income statement

Revenue: Revenues
Cost of revenue: not filed
Gross profit: not filed
Research and development: not filed
Selling, general and administrative: GeneralAndAdministrativeExpense
Operating income: not filed
Other income (expense): not filed
Pretax income: IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest, IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax: IncomeTaxExpenseBenefit
Net income: NetIncomeLoss
Diluted EPS ($): EarningsPerShareDiluted
Diluted shares (millions): WeightedAverageNumberOfDilutedSharesOutstanding

Balance sheet

Cash and equivalents: not filed
Short-term investments: not filed
Total current assets: not filed
Total assets: Assets
Total current liabilities: not filed
Long-term debt: not filed
Total liabilities: Liabilities
Stockholders’ equity: StockholdersEquity
Shares outstanding (millions): dei:EntityCommonStockSharesOutstanding

Cash flow statement

Operating cash flow: NetCashProvidedByUsedInOperatingActivities
Capital expenditures: not filed
Free cash flow (CFO − capex): not filed
Depreciation and amortization: not filed
Share repurchases: PaymentsForRepurchaseOfCommonStock
Dividends paid: PaymentsOfDividendsCommonStock

The data

The statements on this page as files, generated November 8, 2026.

JSON file
/data/financials/ORI.json