Cincinnati Financial Corp
CINFNasdaqCIK 20286Financial / Insurance - Property & Casualtyfiscal year ends December70 quarters since 2009
Latest quarter Q3 FY2026, filed October 26, 2026. Trailing figures sum the latest four quarters. Market values at the latest close, from a market data vendor.
The last 16 quarters
Q4 FY2022 to Q3 FY2026, through the filing of October 26, 2026.
Net income losses drawn in red.
Operating cash flow less capital expenditures; negative quarters in red.
Positions at each quarter end, as filed; short-term investments are not included.
Income statement
Last eight quarters, newest first, through Q3 FY2026 filed October 26, 2026.
| Millions of dollars | Q3 FY2026ended Sep 30, 2026filed Oct 26, 2026 | Q2 FY2026ended Jun 30, 2026filed Jul 27, 2026 | Q1 FY2026ended Mar 31, 2026filed Apr 27, 2026 | Q4 FY2025ended Dec 31, 2025filed Feb 23, 2026 | Q3 FY2025ended Sep 30, 2025filed Oct 27, 2025 | Q2 FY2025ended Jun 30, 2025filed Jul 28, 2025 | Q1 FY2025ended Mar 31, 2025filed Apr 28, 2025 | Q4 FY2024ended Dec 31, 2024filed Feb 24, 2025 | YoYQ3 FY2026vs Q3 FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,047 | 4,274 | 2,863 | 3,091 | 3,726 | 3,248 | 2,566 | 2,538 | −18.2% |
| Cost of revenue | — | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — | — |
| Research and development | — | — | — | — | — | — | — | — | — |
| Selling, general and administrative | — | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — | — |
| Other income (expense) | — | — | — | — | — | — | — | — | — |
| Pretax income | 553 | 1,576 | 326 | 840 | 1,413 | 855 | (128) | 479 | −60.9% |
| Income tax | 94 | 321 | 52 | 164 | 291 | 170 | (38) | 74 | −67.7% |
| Net income | 459 | 1,255 | 274 | 676 | 1,122 | 685 | (90) | 405 | −59.1% |
| Diluted EPS ($) | 2.96 | 8.05 | 1.75 | — | 7.11 | 4.34 | (0.57) | — | −58.4% |
| Diluted shares (millions) | 155 | 156 | 157 | — | 158 | 158 | 156 | — | — |
Fourth quarters are the fiscal year less the first nine months when the filer reports no discrete fourth quarter, and are marked. Diluted EPS is never derived, so a derived quarter shows none. Italic figures are derived.
Balance sheet
Last eight quarters, newest first, through Q3 FY2026 filed October 26, 2026.
| Millions of dollars | Q3 FY2026ended Sep 30, 2026filed Oct 26, 2026 | Q2 FY2026ended Jun 30, 2026filed Jul 27, 2026 | Q1 FY2026ended Mar 31, 2026filed Apr 27, 2026 | Q4 FY2025ended Dec 31, 2025filed Feb 23, 2026 | Q3 FY2025ended Sep 30, 2025filed Oct 27, 2025 | Q2 FY2025ended Jun 30, 2025filed Jul 28, 2025 | Q1 FY2025ended Mar 31, 2025filed Apr 28, 2025 | Q4 FY2024ended Dec 31, 2024filed Feb 24, 2025 | YoYQ3 FY2026vs Q3 FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | 1,239 | 1,750 | 1,210 | 1,431 | 1,460 | 995 | 1,010 | 983 | −15.1% |
| Short-term investments | 141 | 142 | 49 | 148 | 149 | 100 | 100 | 298 | −5.4% |
| Total current assets | — | — | — | — | — | — | — | — | — |
| Total assets | 42,611 | 43,231 | 41,211 | 41,002 | 40,567 | 38,842 | 37,276 | 36,501 | +5.0% |
| Total current liabilities | — | — | — | — | — | — | — | — | — |
| Long-term debt | 791 | 791 | 791 | 790 | 790 | 790 | 790 | 790 | +0.1% |
| Total liabilities | 26,429 | 26,560 | 25,497 | 25,091 | 25,161 | 24,541 | 23,558 | 22,566 | +5.0% |
| Stockholders’ equity | 16,182 | 16,671 | 15,714 | 15,911 | 15,406 | 14,301 | 13,718 | 13,935 | +5.0% |
| Shares outstanding (millions) | 154 | 153 | 155 | 156 | 156 | 156 | 156 | 157 | — |
Positions at each period end. Nothing on this statement is derived. Long-term debt is the filed noncurrent line only; no total-debt composite is constructed across filers. Italic figures are derived.
Cash flow statement
Last eight quarters, newest first, through Q3 FY2026 filed October 26, 2026.
| Millions of dollars | Q3 FY2026ended Sep 30, 2026filed Oct 26, 2026 | Q2 FY2026ended Jun 30, 2026filed Jul 27, 2026 | Q1 FY2026ended Mar 31, 2026filed Apr 27, 2026 | Q4 FY2025ended Dec 31, 2025filed Feb 23, 2026 | Q3 FY2025ended Sep 30, 2025filed Oct 27, 2025 | Q2 FY2025ended Jun 30, 2025filed Jul 28, 2025 | Q1 FY2025ended Mar 31, 2025filed Apr 28, 2025 | Q4 FY2024ended Dec 31, 2024filed Feb 24, 2025 | YoYQ3 FY2026vs Q3 FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 791 | 700 | 656 | 947 | 1,114 | 741 | 310 | 642 | −29.0% |
| Capital expenditures | 4 | 2 | 2 | 8 | 5 | 4 | 3 | 4 | −20.0% |
| Free cash flow (CFO − capex) | 787 | 698 | 654 | 939 | 1,109 | 737 | 307 | 638 | −29.0% |
| Depreciation and amortization | — | — | — | — | — | — | — | — | — |
| Share repurchases | 1 | 216 | 179 | 103 | 60 | 0 | 42 | 5 | −98.3% |
| Dividends paid | 142 | 143 | 133 | 133 | 134 | 133 | 125 | 125 | +6.0% |
10-Qs file cash flows as year-to-date totals, so quarterly figures are differenced from consecutive filings and marked. Free cash flow is operating cash flow less capital expenditures, computed from the two filed lines. Italic figures are derived.
Annual statements
Every fiscal year filed, newest first, through FY2025 filed February 23, 2026.
Income statement
| Millions of dollars | FY2025ended Dec 31, 2025filed Feb 23, 2026 | FY2024ended Dec 31, 2024filed Feb 24, 2025 | FY2023ended Dec 31, 2023filed Feb 26, 2024 | FY2022ended Dec 31, 2022filed Feb 23, 2023 | FY2021ended Dec 31, 2021filed Feb 24, 2022 | FY2020ended Dec 31, 2020filed Feb 25, 2021 | FY2019ended Dec 31, 2019filed Feb 25, 2020 | FY2018ended Dec 31, 2018filed Feb 22, 2019 | FY2017ended Dec 31, 2017filed Feb 23, 2018 | FY2016ended Dec 31, 2016filed Feb 24, 2017 | FY2015ended Dec 31, 2015filed Feb 26, 2016 | FY2014ended Dec 31, 2014filed Feb 27, 2015 | FY2013ended Dec 31, 2013filed Feb 27, 2014 | FY2012ended Dec 31, 2012filed Feb 27, 2013 | FY2011ended Dec 31, 2011filed Feb 29, 2012 | FY2010ended Dec 31, 2010filed Feb 25, 2011 | FY2009ended Dec 31, 2009filed Jul 29, 2010 | FY2008ended Dec 31, 2008filed Jul 29, 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12,631 | 11,337 | 10,013 | 6,563 | 9,626 | 7,536 | 7,924 | 5,407 | 5,732 | 5,449 | 5,142 | 4,945 | 4,531 | 4,111 | 3,803 | 3,772 | 3,903 | 3,824 |
| Cost of revenue | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Research and development | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Selling, general and administrative | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other income (expense) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Pretax income | 2,980 | 2,858 | 2,276 | (694) | 3,698 | 1,499 | 2,472 | 251 | 730 | 812 | 881 | 721 | 714 | 566 | 173 | 498 | 582 | 540 |
| Income tax | 587 | 566 | 433 | (207) | 730 | 283 | 475 | (36) | (315) | 221 | 247 | 196 | 197 | 145 | 9 | 123 | 150 | 111 |
| Net income | 2,393 | 2,292 | 1,843 | (487) | 2,968 | 1,216 | 1,997 | 287 | 1,045 | 591 | 634 | 525 | 517 | 421 | 164 | 375 | 432 | 429 |
| Diluted EPS ($) | 15.17 | 14.53 | 11.66 | (3.06) | 18.24 | 7.49 | 12.10 | 1.75 | 6.29 | 3.55 | 3.83 | 3.18 | 3.12 | 2.57 | 1.01 | 2.30 | 2.65 | 2.62 |
| Diluted shares (millions) | 158 | 158 | 158 | 159 | 163 | 162 | 165 | 165 | 166 | 167 | 166 | 165 | 165 | 164 | 163 | 163 | 163 | — |
Balance sheet
| Millions of dollars | FY2025ended Dec 31, 2025filed Feb 23, 2026 | FY2024ended Dec 31, 2024filed Feb 24, 2025 | FY2023ended Dec 31, 2023filed Feb 26, 2024 | FY2022ended Dec 31, 2022filed Feb 23, 2023 | FY2021ended Dec 31, 2021filed Feb 24, 2022 | FY2020ended Dec 31, 2020filed Feb 25, 2021 | FY2019ended Dec 31, 2019filed Feb 25, 2020 | FY2018ended Dec 31, 2018filed Feb 22, 2019 | FY2017ended Dec 31, 2017filed Feb 23, 2018 | FY2016ended Dec 31, 2016filed Feb 24, 2017 | FY2015ended Dec 31, 2015filed Feb 26, 2016 | FY2014ended Dec 31, 2014filed Feb 27, 2015 | FY2013ended Dec 31, 2013filed Feb 27, 2014 | FY2012ended Dec 31, 2012filed Feb 27, 2013 | FY2011ended Dec 31, 2011filed Feb 29, 2012 | FY2010ended Dec 31, 2010filed Feb 25, 2011 | FY2009ended Dec 31, 2009filed Jul 29, 2010 | FY2008ended Dec 31, 2008filed Jul 29, 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | 1,431 | 983 | 907 | 1,264 | 1,139 | 900 | 767 | 784 | 657 | 777 | 544 | 591 | 433 | 487 | 438 | 385 | 557 | 1,009 |
| Short-term investments | 148 | 298 | 0 | — | — | — | — | — | — | — | — | 0 | — | — | — | — | 6 | — |
| Total current assets | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Total assets | 41,002 | 36,501 | 32,769 | 29,732 | 31,387 | 27,542 | 25,408 | 21,935 | 21,843 | 20,386 | 18,888 | 18,748 | 17,662 | 16,548 | 15,635 | 15,095 | 14,440 | — |
| Total current liabilities | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Long-term debt | 790 | 790 | 790 | 789 | 789 | 788 | 788 | 788 | 787 | 787 | 786 | 786 | 790 | 790 | 790 | 790 | 790 | — |
| Total liabilities | 25,091 | 22,566 | 20,671 | 19,170 | 18,282 | 16,753 | 15,544 | 14,102 | 13,600 | 13,326 | 12,461 | 12,175 | 11,592 | 11,095 | 10,602 | 10,063 | 9,680 | — |
| Stockholders’ equity | 15,911 | 13,935 | 12,098 | 10,562 | 12,764 | 10,789 | 9,864 | 7,833 | 8,243 | 7,060 | 6,427 | 6,573 | 6,070 | 5,453 | 5,033 | 5,012 | 4,760 | 4,182 |
| Shares outstanding (millions) | 156 | 157 | 157 | 157 | 160 | 161 | 163 | 163 | 164 | 165 | 164 | 164 | 164 | 163 | 162 | 163 | — | — |
Cash flow statement
| Millions of dollars | FY2025ended Dec 31, 2025filed Feb 23, 2026 | FY2024ended Dec 31, 2024filed Feb 24, 2025 | FY2023ended Dec 31, 2023filed Feb 26, 2024 | FY2022ended Dec 31, 2022filed Feb 23, 2023 | FY2021ended Dec 31, 2021filed Feb 24, 2022 | FY2020ended Dec 31, 2020filed Feb 25, 2021 | FY2019ended Dec 31, 2019filed Feb 25, 2020 | FY2018ended Dec 31, 2018filed Feb 22, 2019 | FY2017ended Dec 31, 2017filed Feb 23, 2018 | FY2016ended Dec 31, 2016filed Feb 24, 2017 | FY2015ended Dec 31, 2015filed Feb 26, 2016 | FY2014ended Dec 31, 2014filed Feb 27, 2015 | FY2013ended Dec 31, 2013filed Feb 27, 2014 | FY2012ended Dec 31, 2012filed Feb 27, 2013 | FY2011ended Dec 31, 2011filed Feb 29, 2012 | FY2010ended Dec 31, 2010filed Feb 25, 2011 | FY2009ended Dec 31, 2009filed Jul 29, 2010 | FY2008ended Dec 31, 2008filed Jul 29, 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 3,112 | 2,649 | 2,052 | 2,052 | 1,981 | 1,491 | 1,208 | 1,181 | 1,052 | 1,115 | 1,075 | 873 | 796 | 638 | 247 | 531 | 525 | 484 |
| Capital expenditures | 20 | 22 | 18 | 15 | 15 | 20 | 24 | 20 | 16 | 13 | 10 | 9 | 7 | 6 | 7 | 17 | 42 | 36 |
| Free cash flow (CFO − capex) | 3,092 | 2,627 | 2,034 | 2,037 | 1,966 | 1,471 | 1,184 | 1,161 | 1,036 | 1,102 | 1,065 | 864 | 789 | 632 | 240 | 514 | 483 | 448 |
| Depreciation and amortization | — | — | — | — | 93 | 81 | 72 | 63 | 55 | 48 | 52 | 51 | 50 | 44 | 42 | 41 | 38 | 32 |
| Share repurchases | 205 | 126 | 67 | 410 | 144 | 261 | 67 | 125 | 92 | 39 | 53 | 21 | 52 | 0 | 32 | 10 | — | 139 |
| Dividends paid | 525 | 490 | 454 | 423 | 395 | 375 | 355 | 336 | 400 | 306 | 366 | 278 | 263 | 256 | 255 | 252 | 249 | 250 |
Insider activity
Form 4 filings by officers, directors and 10% owners, November 1, 2024 to November 1, 2026. Only open-market purchases and sales count as buys and sells; awards, exercises, tax withholding and gifts are listed in grey and never counted.
The last 25 transactions
| Traded | Insider | Role | Transaction | Shares | Price | Value | Held after | Filed |
|---|---|---|---|---|---|---|---|---|
| Oct 28, 2026 | Johnston Steven J | Chairman, Director | option exercise | 76,484 | $70.70 | $5M | 290,324 | Oct 30, 2026 |
| Oct 28, 2026 | Johnston Steven J | Chairman, Director | tax withholding | 49,544 | $180.52 | $9M | 240,780 | Oct 30, 2026 |
| Aug 25, 2026 | Debbink Dirk J | Director | open-market buyindirect | 1,000 | $171.64 | $172K | 62,059 | Aug 27, 2026 |
| Aug 3, 2026 | Schiff Charles Odell | Director | open-market saleindirect | 7,600 | $175.40 | $1M | 173,455 | Aug 4, 2026 |
| Jun 8, 2026 | Kellington John S | EVP, Chief Info Off. -Sub | option exercise | 24,221 | $85.67 | $2M | 144,588 | Jun 10, 2026 |
| Jun 8, 2026 | Kellington John S | EVP, Chief Info Off. -Sub | tax withholding | 17,536 | $163.73 | $3M | 127,052 | Jun 10, 2026 |
| May 28, 2026 | Fu Luyang | Sr. VP, Chief Actuary - Sub | option exercise | 774 | $85.67 | $66K | 11,444 | Jun 1, 2026 |
| May 28, 2026 | Fu Luyang | Sr. VP, Chief Actuary - Sub | tax withholding | 99 | $161.20 | $16K | 11,345 | Jun 1, 2026 |
| May 11, 2026 | Schiff Charles Odell | Director | otherindirect | 27,122 | $0.00 | — | 122,911 | May 13, 2026 |
| May 7, 2026 | Hogan Thomas Christopher | EVP/CLO & Corp Secretary | option exercise | 957 | $71.19 | $68K | 18,438 | May 11, 2026 |
| May 7, 2026 | Hogan Thomas Christopher | EVP/CLO & Corp Secretary | option exercise | 487 | $70.70 | $34K | 18,925 | May 11, 2026 |
| May 7, 2026 | Hogan Thomas Christopher | EVP/CLO & Corp Secretary | tax withholding | 145 | $160.96 | $23K | 18,780 | May 11, 2026 |
| May 7, 2026 | Hogan Thomas Christopher | EVP/CLO & Corp Secretary | tax withholding | 74 | $160.96 | $12K | 18,706 | May 11, 2026 |
| May 5, 2026 | Brown Roger A | Sr VP, COO - Subsidary | option exercise | 6,900 | $71.19 | $491K | 68,998 | May 7, 2026 |
| May 5, 2026 | Brown Roger A | Sr VP, COO - Subsidary | tax withholding | 4,685 | $159.88 | $749K | 64,313 | May 7, 2026 |
| May 5, 2026 | Brown Roger A | Sr VP, COO - Subsidary | gift | 2,500 | $0.00 | — | 61,813 | May 7, 2026 |
| May 1, 2026 | Sewell Michael J | CFO, EVP & Treasurer | option exercise | 36,909 | $70.70 | $3M | 148,832 | May 5, 2026 |
| May 1, 2026 | Sewell Michael J | CFO, EVP & Treasurer | tax withholding | 8,822 | $163.54 | $1M | 140,010 | May 5, 2026 |
| Apr 29, 2026 | Kellington John S | EVP, Chief Info Off. -Sub | option exercise | 28,156 | $71.19 | $2M | 138,736 | May 1, 2026 |
| Apr 29, 2026 | Kellington John S | EVP, Chief Info Off. -Sub | tax withholding | 18,935 | $163.92 | $3M | 120,367 | May 1, 2026 |
| Apr 29, 2026 | Cracas Teresa C | EVP, Chief Risk Off. - Sub | option exercise | 15,386 | $70.70 | $1M | 65,880 | May 1, 2026 |
| Apr 29, 2026 | Cracas Teresa C | EVP, Chief Risk Off. - Sub | tax withholding | 10,321 | $163.92 | $2M | 57,443 | May 1, 2026 |
| Apr 29, 2026 | Fu Luyang | Sr. VP, Chief Actuary - Sub | option exercise | 957 | $71.19 | $68K | 10,761 | May 1, 2026 |
| Apr 29, 2026 | Fu Luyang | Sr. VP, Chief Actuary - Sub | tax withholding | 147 | $163.92 | $24K | 10,670 | May 1, 2026 |
| Mar 2, 2026 | Swisher Chet Hogan | Senior Vice President - Sub | option exercise | 846 | $70.70 | $60K | 6,314 | Mar 4, 2026 |
Full insider history for Cincinnati Financial Corp, or insider activity across all companies. A record of filings, not a recommendation.
Sources
Fiscal year ends in month 12; periods are labeled with the issuer's own fiscal calendar. Values are as most recently filed (restatements apply; per-share values are on current split basis per the connector's split table, flagged in adjusted). Flow items flagged in `derived` were computed (Q4 = FY − nine months; quarterly cash flow differenced from year-to-date filings) rather than read from a filing. `reconciliation.repaired` lists periods where a full-year figure was filed in a quarter slot: that row was dropped and the quarter rebuilt from the annual figure. `reconciliation.quarantined` lists periods where four filed quarters do not sum to the filed year — those quarterly values are withheld, so a blank there is a withholding rather than an absence of reporting.
- Filer
- CINCINNATI FINANCIAL CORPORATION, CIK 20286 on EDGAR
- Extract generated
- November 1, 2026
- Withheld
- none
- Repaired
- 3 quarters where a full-year figure was filed in a quarter slot and the quarter was rebuilt: income tax FY2022, net income FY2022, pretax income FY2022
XBRL concepts behind each line
Income statement
RevenueFromContractWithCustomerExcludingAssessedTax, RevenuesIncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest, IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestmentsIncomeTaxExpenseBenefitNetIncomeLossEarningsPerShareDilutedWeightedAverageNumberOfDilutedSharesOutstandingBalance sheet
CashAndCashEquivalentsAtCarryingValueShortTermInvestmentsAssetsLongTermDebtLiabilitiesStockholdersEquitydei:EntityCommonStockSharesOutstandingCash flow statement
NetCashProvidedByUsedInOperatingActivitiesPaymentsToAcquirePropertyPlantAndEquipmentDepreciationAmortizationAndAccretionNetPaymentsForRepurchaseOfCommonStockPaymentsOfDividendsCommonStockThe data
The statements on this page as files, generated November 1, 2026.
- JSON file
/data/financials/CINF.json